Privacy Policy

URIGHTCOMPANY FINANCE LIMITED

Effective Date: 01.03.2025

1. Purpose

This Privacy Policy describes how URIGHTCOMPANY FINANCE LIMITED (“we”, “our”, “us”) collects, uses, discloses, and protects the personal information of its clients in compliance with Canada’s PIPEDA.

2. Scope

This policy applies to all personal information collected from business clients (and their authorized representatives) through:
– Email communications
– Onboarding processes
– Transactional data
– Customer support

3. What Personal Information We Collect

We may collect the following personal and corporate data:
– Name, title, and contact information of company representatives
– Company registration and incorporation documents
– Identity verification documents (passport, ID card)
– Bank account details and transaction history
– Email, phone number, billing address
– IP address, browser type, and device information (for security and anti-fraud)

4. Purpose of Data Collection

We collect and use this information for the following purposes:
– Identity and business verification (KYC)
– Transaction monitoring and AML compliance
– Providing and maintaining our PSP services
– Communication with clients
– Detecting and preventing fraud
– Legal and regulatory reporting

5. Consent

By using our services, clients consent to the collection, use, and disclosure of personal information as described in this policy. Consent may be withdrawn at any time, subject to legal or contractual restrictions.

6. Disclosure of Information

We may disclose information to:
– Regulatory authorities (e.g., FINTRAC)
– Third-party service providers (e.g., KYC tools, payment processors)
– Law enforcement when legally required
– Our legal or compliance advisors

We do not sell or rent personal data to third parties.

7. International Transfers

Some data may be processed outside of Canada, where privacy laws may differ. We ensure such processing is subject to adequate protections in line with Canadian standards.

8. Retention of Information

We retain personal data for at least 5 years after the end of the business relationship or as required by applicable laws.

9. Security Measures

We implement appropriate technical and organizational measures, including:
– Data encryption
– Secure servers and firewalls
– Access controls and employee confidentiality agreements
– 2FA for sensitive systems

10. Your Rights

You have the right to:
– Access your personal information
– Request correction of inaccurate data
– Withdraw consent (subject to legal restrictions)
– File a complaint with the Privacy Commissioner of Canada

To make a request, email: [email protected]

11. Cookies and Tracking Technologies

We may use cookies and analytics tools for:
– Improving service quality
– Detecting unusual activity
– Enhancing security

You can manage cookie preferences via your browser settings. See separate [Cookies Policy] for full details.

12. Policy Updates

We may update this Privacy Policy periodically. Updates will be posted on our website with the revised effective date.